Unlock Home Buyer Programs with
Government programs can save you thousands and make homeownership more affordable. With expert guidance from , you can take full advantage of these opportunities and find your dream home faster.
Government programs can save you thousands and make homeownership more affordable. With expert guidance from , you can take full advantage of these opportunities and find your dream home faster.
Answer 3 quick questions to find out which programs may apply to you.
Note: Eligibility may vary. Please check official sites for full details
Start exploring homes with our Dream Home Finder and make the most of the programs you may qualify for.
But don't worry — our list doesn't include every program across all provinces, and eligibility can vary, so you may still have options available.
Use our Dream Home Finder to explore homes today and be ready for opportunities when programs become available.
or share your results with to confirm your eligibility and find the best savings.
Or send your results to to review your situation and find more ways to save on your home.
The HBP allows you withdraw up to $60,000 from your RRSP tax-free to buy or build your first home. You'll have up to 15 years to repay the funds, starting the second year after withdrawal.
If buying with a partner, each of you can withdraw $60,000, for a combined $120,000 toward your down payment.
Looking for help with Home Buyer’s Plan application?
The FHSA is a registered plan that combines the benefits of an RRSP and TFSA — tax-deductible contribution and tax-free withdrawal for your first home. You can contribute up to $8,000 per year, with a lifetime maximum of $40,000.
Looking for help with First Home Savings Account?
Open FHSA early in the year to maximize your annual contributions and investment growth.
Curious how to combine the HBP with the FHSA to boost your down payment? Connect with today to build the best strategy for your first home
At Incom New Demo Office we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment.
Because we expect more from our associates, you can expect more from us when it comes to the important sale or purchase of your property. When it comes to your next move, we want you to experience the difference exceptional real estate service can make.
Contact us today, for free real estate advice, to find your nearest sales associate or to find your dream home!
The LTT is a provincial and/or municipal tax paid when purchasing a property. Some provinces offer rebates for first-time home buyers
Looking for help with your Land Transfer Tax Rebate application?
Estimate your land transfer tax in seconds. Use our Land Transfer Tax Calculator to see how much tax you’ll pay and any potential rebate you may qualify for.
Receive updates on newly listed properties in your area and make your next move easier.
Also known as the First-Time Home Buyers’ Tax Credit (HBTC), this on-refundable tax credit helps with closing costs. You can claim up to $10,000, which translates to a maximum tax reduction of $1,500.
See how '.$agent_name.' has helped clients turn their homeownership dreams into reality. Get in touch today to start your own journey.
Buying a home can be overwhelming, but Allan made the process smooth and stress-free. He was extremely knowledgeable, always available for questions, and truly understood what I was looking for. Thanks to his expertise, I found a home I absolutely love! I’m so grateful for his help and would recommend him to anyone looking to buy or sell.
I had a wonderful experience selling my home with Allan. He provided excellent advice and a clear strategy and was always available to guide me through the process. Thanks to his effort, my home sold quickly and at a great price. If you're looking for a realtor who is experienced, reliable, and results-driven, look no further than Allan.
Benjamin really brought something special to our home search. He found us this amazing loft that fit both our budget and style perfectly. His advice was always spot-on, and he worked so hard to make the whole buying process feel smooth and stress-free. Honestly, we couldn’t have asked for a better agent.
With the market being as tough as it is, I felt really well taken care of. Benjamin was practical, honest and always there when I had questions. The level of care and attention to detail was seriously impressive. We’re so grateful for everything you did, it made a big difference.
Charlotte totally got what we were looking for. We wanted a fun neighbourhood with good nightlife and easy access to transit, and he found us the perfect place. She really knew the area and gave us great advice along the way. The whole process felt surprisingly easy thanks to her, and we’re so happy with how everything turned out.
As first-time homebuyers, we were definitely nervous and didn’t know what to expect, especially with how wild the market is right now. But Charlotte encouraged us to see as many places as we could, which really helped us feel more confident about our decision. She answered all our questions and stayed on top of even the smallest details. She was thoughtful, patient and clearly knew her stuff. We’ll absolutely be recommending her to friends and family.
Emma totally got what we were looking for. We wanted a fun neighbourhood with good nightlife and easy access to transit, and she found us the perfect place. She really knew the area and gave us great advice along the way. The whole process felt surprisingly easy thanks to her, and we’re so happy with how everything turned out.
Emma really brought something special to our home search. She found us this amazing loft that fit both our budget and style perfectly. Her advice was always spot-on, and she worked so hard to make the whole buying process feel smooth and stress-free. Honestly, we couldn’t have asked for a better agent.
Working with Ethan was a fantastic experience! From the very beginning, he took the time to understand exactly what we were looking for and helped us find the perfect property. He was knowledgeable about the area, kept us updated regularly, and made sure we had all the information we needed to make an informed decision. We couldn’t be happier with the service and results!
Ethan has been fantastic! I inquired about some apartments, and he jumped right on it and sourced many emails with possible choices. I am amazed at his level of dedication!
As first-time homebuyers, we were definitely nervous and didn’t know what to expect, especially with how wild the market is right now. But Lucas encouraged us to see as many places as we could, which really helped us feel more confident about our decision. He answered all our questions and stayed on top of even the smallest details. He was thoughtful, patient and clearly knew his stuff. We’ll absolutely be recommending him to friends and family.
Lucas really brought something special to our home search. He found us this amazing loft that fit both our budget and style perfectly. His advice was always spot-on, and he worked so hard to make the whole buying process feel smooth and stress-free. Honestly, we couldn’t have asked for a better agent.
I can’t praise Nora enough! Finding trustworthy tenants for my townhouse was seamless with her. She’s professional, friendly, and quick to respond, with deep market insight. Jennifer explained leasing clearly, always prioritizing my needs. She’s exceptional, going the extra mile – I’d happily work with her again!
With the market being as tough as it is, I felt really well taken care of. Nora was practical, honest and always there when I had questions. The level of care and attention to detail was seriously impressive. We’re so grateful for everything you did, it made a big difference.
I had a wonderful experience selling my home with Sophia. She provided excellent advice, a clear strategy, and was always available to guide me through the process. Thanks to her effort, my home sold quickly and at a great price. If you're looking for a realtor who is experienced, reliable, and results-driven, look no further than Sophia.
Sophia was such a lifesaver. She helped us find a spacious home that was perfect for our family, even with our long wish list. She was incredibly patient, knew the area inside out, and made the whole experience feel exciting instead of overwhelming. We honestly couldn’t have asked for a better agent.
The CMHC Improvement program lets you add eligible renovation costs to your mortgage — up to 10% of the improved value of the home Market value after renovations. . Ideal for buying a fixer-upper or upgrading immediately without a separate loan.
For owner-built or rental properties, you may qualify for construction financing or small rental loans under different rules.
Sign up for Neighborhood Buzzer to get updates on homes with renovation potential
The rebate allows you recover a portion of the GST or HST paid on a new or substantially renovated home.
Looking for help with your GST/HST New Housing Rebate application?
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